Our CPA Candidate Program provides PEP Candidates with $50,000 in free Term Life Insurance for the duration of their candidacy, so you can save money and protect your loved ones while focusing on your studies.
As a CPA Candidate, life insurance is probably the last thing on your mind.
You’re young. You’re healthy. And frankly, between working and studying, you don’t have time to think about life insurance. But it’s at this point in your life—when debts are high and income is low—that life insurance coverage should be considered.
Why do CPA Candidates Need Life Insurance?
At CPA Insurance Plans West, our Term Life Insurance is designed to protect during times of financial dependency, such as going to school, getting married, raising kids, or taking care of aging parents.
Then there are daily living expenses to consider. This can add up to significant financial stress, and your loved ones are at risk of being impacted should something happen to you.
You’re young. You’re healthy. And frankly, between studying and working, you don’t have time to think about life insurance. But it’s at this point in your life—when debts are high and income is low—that life insurance coverage should be considered.
Taking Care of your Biggest Cheerleaders
CPA Candidates don’t need to wait for the “Three Ms”—mortgage, marriage, and munchkins—before getting life insurance. If you’re a caregiver for loved ones, life insurance ensures they’re protected from unexpected financial burdens.
Supporting PEP Candidates with the CPA Candidate Program
Being a CPA Candidate is challenging and we want to give you the best start to your career as possible.
Through our CPA Candidate Program, PEP Candidates qualify for $50,000 in premium-free Term Life Insurance during their candidacy. This coverage protects your loved ones and saves you money, so you can focus on your studies. You’ll also receive exclusive rates on Home and Auto Insurance through our partner, The Personal.
Benefits of Additional Coverage as a CPA Candidate
CPA Candidates are able to purchase additional coverage and will receive 50% off Term Life Insurance premiums for the first year using Promo Code CANDIDATE50.
Because we provide Term Life Insurance as part of a group plan, it’s much more affordable and flexible. Our plan also allows for higher coverage amounts at a lower rate. This is because you pay your age (ie: lower rate) at time of purchase, with amounts increasing in five-year age brackets.
With our Term Life Insurance, you:
- Get a bigger policy at a much lower price during life’s financially demanding years—which is right now.
- Never overpay for insurance.
Through our CPA Candidate Program, PEP Candidates qualify for $50,000 in premium-free Term Life Insurance during their candidacy. This coverage protects your loved ones and saves you money, so you can focus on your studies. You’ll also receive exclusive rates on Home and Auto Insurance through our partner, The Personal.
Purchasing More When You’re Young
Purchasing more coverage when you’re young offers multiple benefits:
- Medical underwriting is done when purchasing coverage. If you purchase a large policy when you’re young and healthy, you’re more likely to get approved and pay a low price.
- The amount of coverage you purchase is fixed until the age of 65, but you can reduce your coverage amount at any time.
- Your coverage can stay with you as your career changes—unlike employer-provided group coverage that might end when you switch jobs.
Other term policies have significantly higher renewal premiums and usually expire or require another medical exam after a set amount of time (for example, 10 or 20 years).
Getting Started with the CPA Candidate Program
We’re here to help! Want to learn more about the CPA Candidate Program? Give one of our Licensed Advisors a call at 1-800-661-6430 or book an appointment online. We’re happy to guide you through the application process.