Dependent Life Insurance

Eligible Child

Child must be under the age of 23 or under 25 years of age (unmarried and financially dependent) and attending school full time or is suffering from a functional impairment.

Monthly premiums per unit of $5,000 = $1.00


Flat amount of $10,000, $15,000, $20,000 or $25,000 for each eligible child (chosen amount will apply to all children). Also includes equivalent accidental death and dismemberment. Accidental loss schedule (except critical illness), limitations and exclusions are the same as for members.

Waiver of Premium

Premiums are waived when the insured individual becomes totally disabled.


Aligns with termination age for member Term Life or the definition child as outlined above.

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