Personal health insurance provides affordable insurance protection to meet your changing needs, whether it is for unexpected health expenses, change of lifestyle or job. Spouses are eligible for term life insurance at the same low rates. Join your fellow CPAs and benefit from group purchasing power.
Life & Disability ProductsView Details
Term Life Insurance
Term life insurance offers a temporary financial safety net to help protect you and your family when you need it, flexible enough to suit any budget and situation. Choose your benefit level, designate a beneficiary, and discover what we offer to suit your situation and protect your family.
Accidental Death & Dismemberment
Unfortunately, accidents do happen. If the unexpected occurs, you should have the comfort of knowing your financial future is protected by our AD&D insurance.
It can be purchased on an individual or family basis, and provides extra protection in the event of an accident, resulting in serious injury or loss of life. The more serious the injury, the greater the payment you will receive.
Long Term Disability Insurance
If the unfortunate happens and you are unable to work for an extended period of time because of illness or injury, the long term disability (LTD) plan may help replace your earnings until you are able to return to work.
Medical advances have greatly increased our ability to survive many life-threatening illnesses, but when illness strikes, the financial burden can be as crippling as the physical toll. Existing private does not cover many expenses associated with a critical illness and public health care plans. Critical Illness is designed to provide financial security when illness puts assets and savings at risk, so you can focus on what’s important – recovering your health. Critical Illness covers the four most common critical illnesses; heart attack, stroke, life threatening coronary artery bypass surgery, and cancer; plus eleven other conditions.
|Product||Summary of Coverage|
|Term Life||Choose the coverage you need
Top up your employer plan to protect your family or business
|Individual||Maximum of $ 2,000,000, Reduces by 50% at age 66, Terminates at age 71|
|Spouse||Maximum $ 2,000,000|
|Dependent child||$10,000 for children to age 22 and fulltime students to age 25|
|Long term disability||Coverage at 60% on the 1st $11,668 of & 50% of earnings thereafter Maximum $10,000/month|
|Accidental Death & Dismemberment||Coverage is optional
Coverage is equivalent to life insurance
|Pays in the event of:
– Accidental death 100 %
|Critical illness||Choose the coverage you need|
|Lump sum benefit paid when diagnosed with a critical illness. Maximum $250,000 coverage Critical illness covered include heart attack, stroke, cancer, multiple sclerosis, cancer, kidney failure and others|
|Office overhead||Eligible with the purchase of long term disability|
|Cover your monthly overhead expenses Maximum $6,000 monthly benefit|
Home & AutoView Details
Home and Auto Insurance Program
As the leading provider of group home and auto insurance, we know how important it is to save wherever you can. As a member of CPA Insurance Plans West, you benefit from special privileges, such as preferred group rates, enhanced coverage and flexible limits. We make insurance easy to understand so you can choose your coverage with confidence. Request a free, no-obligation online quote today.Get A Quote
Travel InsuranceView Details
Whether it’s a quick trip to see family for the weekend, a relaxing vacation to celebrate the end of another school year, or the travel adventure of a lifetime, you deserve to get away every now and then. And unexpected travel and medical costs should be the last thing on your mind. Make sure you’re protected before you leave with Travel Insurance. Enjoy comprehensive benefits, flexibility, and world-class travel assistance at preferred rates exclusive to CPA’s, their spouses and dependents.Get A Quote
Health & DentalView Details
The cost of everyday life can add up quickly. And health care needs can place additional and sometimes unexpected financial burdens on your family. Make sure you are covered for everyday health and emergency medical needs not covered by your provincial health plan with supplemental health insurance. CPA’s, their spouses and dependents have access to two great coverage options at exclusive preferred rates. Finding the plan that suits your needs should be easy, no matter what stage of life you’re in!
We have three plans and optional enhancements like prescription drugs and dental care benefits available with Personal Health Coverage offering the flexibility to build a plan that fits your family.
Are you or your spouse leaving an employer health benefits plan? You’ll likely want to keep those same great benefits. With guaranteed acceptance and no medical questions if your plan begins within 60 days of losing your previous coverage, Replacement Health Coverage is the no hoops, no hassle coverage you’re looking for.
With health plans, you can get coverage for:
- Health practitioners like massage therapists, acupuncturists, naturopaths, clinical psychologists and more
- Eye exams, eye glasses and contact lenses
- Dental coverage
- Air and ground ambulance rides
- Emergency medical travel coverage for out-of- province and out-of- country travel
- Plus much more!
Get A Quote
Immigrants & Visitors to CanadaView Details
Having family visit from overseas? Helping a parent or grandparent apply for a Super Visa? Considering making Canada your family’s permanent home? Extend health benefits to your loved ones and make sure they’re covered for emergency medical costs during their stay. Your membership gives your family and friends access to Immigrants & Visitors to Canada Insurance at preferred rates. Applying is easy with no medical questions for applicants under 55 years of age and the option to apply before or after arriving in Canada. Your family can focus on enjoying all this great country has to offer and we’ll look after the rest.Get A Quote